What is the Missouri Auto Insurance Identification Card
The Missouri Auto Insurance Identification Card is the proof of insurance that all motor vehicle owners must show in Missouri when registering a vehicle and renewing their license plates. You must keep the card in your vehicle at all times to avoid getting tickets upon their request by a law enforcement officer or the Department of Revenue.
Information Required in the Missouri Auto Insurance Identification Card
To show compliance with the law in Missouri, ensure you carry the Missouri Auto Insurance Identification Card filled with the following information:
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- The name and address of the insurer
- The name of the insured
- The policy number
- The effective dates of the policy, including month, day, and year
- A description of the insured vehicle
- Name of the insurance agency or company issuing card
- The statement "THIS CARD MUST BE CARRIED IN THE INSURED MOTOR VEHICLE FOR PRODUCTION UPON DEMAND" is prominently displayed on the card.
How to Fill out the Missouri Auto Insurance Identification Card
The Missouri Auto Insurance Identification Card is a document you can't afford to miss as a vehicle owner in Missouri to avoid heavy penalties. The following is a simple step-by-step guide on filling the card.
Step 1: Provide Insurer Details
Enter the full name and address, including the insurance company's county, state, and ZipCode, as provided in the example below.
Step 2: Insurance Details
You are required to provide the insurance policy number, the effective date, and the expiration date of the insurance cover.
Step 3: Vehicle Details
Describe the insured motor vehicle, including the year, and make at least five digits of the vehicle identification number and the word 'Fleet' if the policy covers five or more vehicles.
Step 4: Agency Details
Enter the full name and address of the insurance agency that issued the card to you, as indicated in the example below
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Step 5: Insured Details
Finally, provide your accurate details as the policyholder to complete the card as legally required.
What is the Missouri Auto Insurance Identity Card Used For
The card acts as evidence that you are insured or can afford legal liability when injuries or property damage happen due to your actions. Upon request by the police or the revenue department, a vehicle owner or driver who can’t provide the Missouri Auto Insurance Identity Card gets a ticket or is charged with breaking the law.
Who Needs the Missouri Auto Insurance Identity Card
Under the Missouri laws, all vehicle owners and drivers must have liability insurance coverage. The aim is to protect other road users from dangerous driving and provide accident victims compensation. To prove that they are insured, drivers and owners have to produce the Missouri Auto Insurance Identity Card upon request by the rightful authority.
Additional Missouri Auto Insurance Identity Card Resources
Below are additional materials to further guide you in understanding the Missouri Auto Insurance Identity Card.
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- 97-09: Insurance Identification Cards | Missouri Department of Commerce & Insurance
- Insurance Information
- Missouri Department of Insurance
